VIP REBATES

ELITE : .1%

EXECUTIVE : .09%

PREMIUM : .08%

STARTER : .05%

INCENTIVE POINTS:

ELITE : 2POINTS

EXECUTIVE : 1.5POINTS

PREMIUM : 1POINTS

STARTER : .5POINTS

FUND-IN SERVICE LEVEL AGREEMENT (SLA)

FUND-IN CUT-OFF TIME

PHILTECH XPRESSLOAD Fund-in cutt-off is 5:00 PM

Monday to Saturday only except Holidays

All FUND-IN request received by accounting after the CUT-OFF time will be processed and credited to your XPRESSLOAD ACCOUNT on the next working Days.

Thank you,

PHILTECH, INC.